Mon–Fri 8:30–18:00 · Emergency support outside business hours too +49 7621 588 1077 Chat with Kassenprofis now DEEN

Around the POS · Card payment

Cashless payment with Kassenprofis

Offer your guests and customers modern, contactless payment options. Kassenprofis has the right payment solutions for you in Südbaden and Switzerland.

In short: We find the right card terminal for your POS, connect it directly and support you on site – with Sparkasse, Adyen, Nexi and Beyond RS2, and for Switzerland with Swipay including TWINT. To see what card payment costs you, use our payment calculator.

All common cardsGirocard, credit card, Apple & Google Pay

Connected to your POSThe amount goes straight to the terminal

5 payment partnersThe right solution for your system

Support on siteSouthern Baden, Hochrhein & Switzerland

01

Paying without cash

Card terminal, POS and advice from a single source.

Payment terminals and payment solutions for your POS system

Accept payments easily, conveniently and contactlessly with Kassenprofis.
Together with our partners Sparkasse, Adyen, Nexi and Beyond RS2 – and Swipay with TWINT for Switzerland – we complete your guests' payment process.
The benefits of a digital payment process are obvious: generate more sales in your business and give your customers the flexibility they want.

With a POS system from Kassenprofis you can always offer your guests all common payment methods!

Kartenzahlung und kontaktloses Bezahlen mit Kassenprofis

Modern payment processing for hospitality, retail and businesses

Today your customers expect flexible payment options. With the right payment system you can integrate card payments and contactless payments directly into your daily processes.

Kassenprofis accompanies you from choosing the right payment terminal to the technical connection to your POS system. We make sure the set-up is easy to understand, the processes are reliable and you have one point of contact for your questions.

Your benefits at a glance

  • Payments by debit card, credit card and smartphone
  • Contactless payment options for fast checkout
  • The right payment solutions for hospitality, retail and service providers
  • Professional connection to selected POS systems
  • Advice and support from Kassenprofis
  • Regional support in your area: Südbaden, the Hochrhein and Switzerland

02

Our payment partners and providers

Depending on the POS system and area of use, different providers and interfaces are available. Kassenprofis helps you find the right solution for your business.

Sparkasse

Together with Sparkasse we make sure that your payment process at the point of sale works smoothly. Your card terminals are connected to suit your POS system and the processes in your business.

Kassenprofis and Sparkasse combine technical know-how with personal advice and great closeness to customers. This way we competently support you in choosing, setting up and connecting your payment solution.

With Sparkasse Lörrach and Sparkasse Markgräflerland we have regional partners at our side who share our closeness to you and your business. The combination of POS expertise, financial expertise and personal support makes us a strong partner for your payment processing.

Beyond RS2

Beyond RS2 is another solution for payment processing with your POS system. Whether a stationary terminal or an integrated payment process: together with you we check how Beyond RS2 can be integrated into your existing POS solution.

This way you get a payment solution that fits your payment processes and your business model.

Swipay

For businesses in Switzerland, Swipay offers a suitable solution for Swiss payments. Hospitality businesses, retailers and service providers can connect their POS system in Switzerland with modern payment options such as card payment, TWINT and Lunch-Check – provided the respective connection is technically supported.

Another advantage is regional on-site advice from Swipay. Together with Kassenprofis you get personal support in choosing, setting up and connecting your payment solution.

We carefully match POS system, payment terminal and your business requirements. This way you'll find the right solution for your business in Switzerland, in Basel, in the Swiss border area or in the Dreiländereck.

Adyen for leafsystems and Lightspeed

For POS systems from leafsystems and Lightspeed, Adyen can be used as the payment provider. This allows suitable payment processes to be planned professionally and integrated directly into your business's workflows.

Adyen also offers the option of accepting payments with Tap to Pay (Tap2Pay). A compatible smartphone or tablet becomes a mobile payment terminal: your customers can pay contactlessly by card, smartphone or smartwatch.

Which functions and connections are available for your business depends on the POS system used, your location and the technical requirements. We clarify your requirements together with you and show you which Adyen solution suits leafsystems, Lightspeed and your business.

Nexi

Nexi is our partner for card payments in Germany and can be connected to leafsystems, HIOPOS and SAMPOS ONE. The amount goes straight from the POS to the terminal.

Together with you, we check whether Nexi suits your POS system and your processes, and we set up the connection for you.

What you need for the terminal contract

For a terminal contract with Nexi, Beyond RS2 or Sparkasse, the provider checks your business, as required by the German Money Laundering Act. As a rule you need the following documents. The exact list comes with the contract, and we help you put everything together.

For all legal forms

  • Creditor ID from the Deutsche Bundesbank, free to apply for online
  • Business account (IBAN) to which card turnover is credited
  • Tax number and, if available, VAT ID
  • ID card or passport of the person signing
  • Details of your business: sector, address, expected card turnover and average transaction

Apply for a creditor ID at the Bundesbank

More in the POS glossary

Additionally, depending on legal form

Sole proprietorship
Business registration (Gewerbeanmeldung)
e.K. (registered merchant)
Extract from the commercial register
GbR (civil-law partnership)
Partnership agreement, IDs of all partners and business registration. For a registered GbR, also the extract from the partnership register.
OHG and KG
Extract from the commercial register, IDs of the partners authorised to represent and details of the beneficial owners
GmbH and UG
Current extract from the commercial register, list of shareholders and ID of the managing director. Plus details of everyone holding more than 25 %, if required with an extract from the transparency register.
Association (e.V.)
Extract from the register of associations and ID of the board member authorised to represent

03

Accept payments flexibly and contactlessly

With a POS system from Kassenprofis you can offer your guests and customers the common payment methods. These include card payments and contactless payment with suitable cards and mobile devices.

Especially in hospitality and cafés, a fast payment process can support the flow of service. In retail and with service providers, too, your customers benefit from uncomplicated payment processing.

A payment solution that fits your POS system

Not every terminal fits every POS. That's why at Kassenprofis we look at the whole process: your POS system, your industry, your locations and the payment processing you want.

Among other things, we advise you on solutions for:

  • Hospitality and cafés
  • Restaurants and bars
  • Retail and specialist shops
  • Service providers and businesses
  • Branches and multiple locations
  • Businesses in Südbaden and Switzerland
  • POS systems from leafsystems, Lightspeed, HIOPOS and SAMPOS

04

What does card payment really cost?

The fee per payment is only part of the calculation. What card payment really costs you each month depends on several components – and on how high your average transactions are.

Fee per payment

Usually a percentage of the amount, with some providers also a fixed amount per payment (e.g. a few cents). With many small amounts – coffee, bread rolls, a scoop of ice cream – this fixed part weighs heavily.

Terminal: buy or rent

A purchased terminal is a one-off cost, a rented one is paid every month. Add up the rent over the contract term and compare – also with mobile terminals for table service.

Basic fee and additional costs

Look out for monthly basic fees, set-up costs, minimum turnover and chargeback fees. These items are often not on the first page of the offer.

Which card is used

Girocard is usually cheaper for you than credit cards. Corporate credit cards and cards from countries outside the EU often cost more. In Switzerland, separate conditions apply to debit cards, credit cards and TWINT.

Worked example: why average transactions matter

A café takes €20,000 in card payments per month, spread over 2,000 payments averaging €10. Two pricing models compared (example values, not the conditions of a specific provider):

  • Model A: 0.9% per payment, terminal purchased → €180 per month
  • Model B: 0.39% + €0.08 per payment, terminal rent €15 → €78 + €160 + €15 = €253 per month

Although model B has the lower percentage, here it costs around €70 more per month – because of the fixed amount per payment. For a restaurant with high average bills it can be exactly the other way round. That's why it's worth comparing with your real figures.

What to look out for in the contract

  • Term and notice period: How long are you tied in, and what does an early switch cost?
  • Payout: Does the money reach your account daily, weekly or monthly?
  • Connection to the POS: A connected terminal takes over the amount automatically – no typing errors, faster daily close.
  • Tips: Can the guest enter the tip directly at the terminal?
  • Support: Who helps if the terminal stops working on a Saturday evening?

We compare the offers of our partners Sparkasse, Adyen, Nexi, Beyond RS2 and Swipay for your business and calculate what card payment actually costs you based on your turnover and average transactions. Book a consultation

05

What does card payment cost you?

Enter your figures and you will instantly see an estimate for your business. A consultation is required for a detailed analysis.

Your estimate–Result ↓
1
Location and POSThis decides which partners are an option.
2
Your figuresRough figures are fine.
€
€
How do your customers pay?
3
Card readersHow many devices do you need?
Stationary card readerat the counter
Mobile card readerfor table service
€
€

Personal advice and demonstration

Want to see how payment processing works with your POS system? Of course we'll be happy to come by for a personal demonstration.

We'll discuss your requirements and show you how a payment terminal can be integrated into your daily work. This helps you assess which solution makes sense for your business.

Book an appointment with Kassenprofis now and find the right payment solution for your POS system.

In practice: how our customers work

Real businesses from the region – what wasn't working before and what we implemented together.

Reference

Mediterrane Leidenschaft, Staufen

After two false starts: ordering and paying with handhelds right at the table.

To the reference

Reference

DEGUSTO, Freiburg

Stable Wi-Fi and mobile checkout for restobar, delicatessen and outdoor area.

To the reference

06

Frequently asked questions about card payment

1. Which payment methods can I offer with Kassenprofis?

Girocard (German debit card), credit and debit cards as well as contactless payment by card, smartphone or smartwatch – including Apple Pay and Google Pay. For businesses in Switzerland, TWINT and Lunch-Check are also possible via Swipay, provided your POS system supports the connection.

Often, yes. We check the model, contract and connection of your terminal and tell you honestly whether it works with your POS system – or whether switching brings more.

That depends on the system: for leafsystems and Lightspeed, Adyen is an option, for example; we also offer solutions with Sparkasse, Nexi, Beyond RS2 and, for Switzerland, Swipay. We recommend the combination that suits your business technically and in terms of price.

With a connected terminal, yes. The amount appears directly on the terminal and nobody has to type it in twice – this saves time and prevents typing errors at checkout.

Yes. With mobile terminals your guests pay right at the table, on the terrace or at the market stall. Depending on the POS system, a smartphone or tablet can also be used as a terminal.

With Tap to Pay, a compatible smartphone or tablet itself becomes the card terminal: the guest holds their card, smartphone or smartwatch to your device – done. Whether this is available to you depends on the POS system, device and location.

As a rule, fees are charged per transaction and, depending on the provider, also a terminal rent or purchase price. We compare offers transparently and calculate what you'll actually pay based on your turnover. More on this: What does card payment really cost?

That depends on the payment provider – depending on the contract, payouts are made daily or weekly. We show you the differences before you decide.

Many terminals offer a tip prompt directly at payment. Depending on the POS system, the tip is booked automatically and shown in the shift report.

Payment data is transmitted encrypted and processed by certified payment service providers. Your guests' card and account details are not stored in your POS.

Yes. International credit and debit cards as well as Apple Pay and Google Pay also work for guests from Switzerland, France or overseas. In Switzerland, TWINT is added as a popular payment method.

We check your requirements, apply for the right contract with you, connect the terminal to your POS and test everything on site. Finally, we show your team how payment, voids and the daily close work.

You can reach our support by phone, email or WhatsApp, and we solve many problems via remote maintenance. If necessary, we also come by on site in the region.

In the POS daily close, sales are separated by payment method – cash, card, TWINT and others. Via the DATEV export the data goes neatly to your tax office.

Yes, most POS systems allow partial payments: for example, part by voucher and the rest by card or cash. Discounts and promotions are deducted at the till beforehand.

More solutions from Kassenprofis

Cashless payment is one building block – together with the POS and the right add-ons, it creates a system that fits your business.

More solutions: POS solutions · Time tracking · Customer loyalty · Reservations · Online ordering · Wi-Fi · Digital Signage · Online vouchers · Rental POS · Self-order kiosk · Pager · QR code

On-site advice: POS systems for your region

Want to see cashless payment live?

Book your free consultation – we'll show you cashless payment using examples from your business, on site or online.

Call WhatsApp Book a consultation